Tuesday, June 23, 2020One of the best parts of being in your home is the ability to take risks. If you want to take up woodworking in your garage, you don't have to check with a landlord about whether it violates the terms of your rental agreement. But your passion projects are clearly more than just the inherent value of whatever it is you create. READ MORE >>
Wednesday, May 13, 2020 As more Americans are working from home or starting their own business (including side hustles like driving for car sharing services like Uber and Lyft) it is important to know whether your current personal car insurance coverage is protecting you for the miles you put on it when working in your business. READ MORE >>
Thursday, April 30, 2020Business owners policies (BOPs) are hard to pin down price wise since there are so many factors that go into the cost of the insurance. Depending on the size of your business and the amount of coverage required, you could pay anywhere between $350 and $2,000 a year. On average, businesses pay about $1,200 a year. READ MORE >>
Monday, March 16, 2020The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think. Here are a few ways to lower the cost of your home insurance. READ MORE >>
Friday, February 21, 2020According to Forbes, car insurance companies expect their drivers to file a claim once every 18 years or so. That doesn't mean you only need to worry about getting into an accident once every two decades, because most accidents are not reported. Eighteen years is the frequency at which accidents worth filing a claim for take place. READ MORE >>
Monday, January 20, 2020You’ve heard of commercial auto insurance and been told that you need it, but what actually counts as a commercial vehicle? Can any car or truck be insured with commercial auto insurance? In general, yes. Basically, any vehicle used for business purposes or owned by a company can be considered a commercial vehicle. READ MORE >>
Monday, December 30, 2019Home insurance companies will determine your rates based on a wide range of factors. Generally, these factors are kept as trade secrets. Nobody really knows exactly how they evaluate your risk and calculate your premiums. But you will notice that urban, suburban and rural homes tend to vary dramatically when it comes to the premiums paid by the owners of each. READ MORE >>
Wednesday, November 27, 2019An auto insurance provider will determine your rates based on the extent to which your policy is considered a risk. Someone with a lot of moving violations will wind up paying a higher rate than someone with a clean driving record. Some factors that help insurers to determine these rates may be obvious, while others might be considered surprising. READ MORE >>
Friday, October 11, 2019 It can be difficult to pinpoint how much general liability insurance a new company needs. You may not have any experience with claims previously. It may not seem like there is much risk involved in running your company either. Yet, having the proper amount of business insurance is essential. READ MORE >>
Wednesday, September 4, 2019 Owning a home with a home warranty could mean a bit more protection for you. However, it can become confusing trying to figure out when you should file a home insurance claim or a warranty claim. In all situations, you can ask your insurance agent when to file a claim. Here’s some insight into the differences. READ MORE >>
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