Monday, September 21, 2020 What are some of the disasters that you worry about happening in your home? A house fire is probably near the top of your list. Not only will you have little to no warning of when a fire might occur, but there are also multiple hazards that might cause these events. READ MORE >>
Thursday, August 13, 2020 Reducing the likelihood of getting in an accident is crucial for all drivers, from new drivers to experienced motorists. One of the most common causes of car accidents is distracted driving. There’s a lot going on in the world, in the car and on our phone that it’s easy to become distracted. READ MORE >>
Monday, July 13, 2020 Surety bonds are a type of contract between three parties. This contract promises responsibility for a debt or fault. The three parties involved in a surety bond are: READ MORE >>
Tuesday, June 23, 2020One of the best parts of being in your home is the ability to take risks. If you want to take up woodworking in your garage, you don't have to check with a landlord about whether it violates the terms of your rental agreement. But your passion projects are clearly more than just the inherent value of whatever it is you create. READ MORE >>
Wednesday, May 13, 2020 As more Americans are working from home or starting their own business (including side hustles like driving for car sharing services like Uber and Lyft) it is important to know whether your current personal car insurance coverage is protecting you for the miles you put on it when working in your business. READ MORE >>
Thursday, April 30, 2020Business owners policies (BOPs) are hard to pin down price wise since there are so many factors that go into the cost of the insurance. Depending on the size of your business and the amount of coverage required, you could pay anywhere between $350 and $2,000 a year. On average, businesses pay about $1,200 a year. READ MORE >>
Monday, March 16, 2020The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think. Here are a few ways to lower the cost of your home insurance. READ MORE >>
Friday, February 21, 2020According to Forbes, car insurance companies expect their drivers to file a claim once every 18 years or so. That doesn't mean you only need to worry about getting into an accident once every two decades, because most accidents are not reported. Eighteen years is the frequency at which accidents worth filing a claim for take place. READ MORE >>
Monday, January 20, 2020You’ve heard of commercial auto insurance and been told that you need it, but what actually counts as a commercial vehicle? Can any car or truck be insured with commercial auto insurance? In general, yes. Basically, any vehicle used for business purposes or owned by a company can be considered a commercial vehicle. READ MORE >>
Monday, December 30, 2019Home insurance companies will determine your rates based on a wide range of factors. Generally, these factors are kept as trade secrets. Nobody really knows exactly how they evaluate your risk and calculate your premiums. But you will notice that urban, suburban and rural homes tend to vary dramatically when it comes to the premiums paid by the owners of each. READ MORE >>
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